Save Your Money This Winter


Times are getting tough, especially this time of year - it's Christmas! We are all too busy buying presents for everyone else that there's barely anything left for ourselves! But don't worry, here are ways you can enjoy Christmas, without breaking your budget.


One Is Enough

If you have a big family, write down all of the names, get everyone together and have everybody choose one name each out of a bowl. This was it stays fair, there's no picking and choosing, and you won't be broke by the end of the festivities! Think of it as the 'Secret Santa' method for the adults in the family. Plus, this way makes sure that the adults each get a nice bigger gift rather than a whole bunch of random smaller gifts that rarely have any use to us. It adds a fun element too, seeing who got who and what they got them!


Get Crafty

You don't necessarily have to purchase your gifts. You can make homemade presents, (still sticking with a budget in mind as it's so easy to overspend on craft supplies!) Things like a CD of your old man's favourite tunes, or a personalised photo album go down a treat!


Focus On Experiences

Meaningful gifts don’t have to be extravagant and pricey. Consider giving experience gifts, whether that means buying tickets for a ball game or making plans to take the kids to the cinema. Sometimes, the most memorable gifts are those that took thought, not money.


Set Money Aside

If you have a big family, planning ahead for the holidays is an absolute must. (Especially if you have older kids.) While their wish list may not be as long as they were when they were younger, the price of their 'toys' has certainly gone up. To fight the heavy hit the winter season takes on your budget, decide on how much you want to spend on each child for the holidays. Then take that total, divide it by the number of people you are planning on giving presents to, and put that amount into a special savings account every month. By putting away a small amount each month, you aren’t met with panic when the holiday season is upon you.


Don't Forget About Yourself!

Now you've got everyone else out of the way; you should have a little money left for yourself. Discount beauty supplies are easily enough to find if you look in the right places. Whether you want to indulge in some new makeup, hair products or clothes, as long as you have a good eye, you will find what you want. Look online! (Especially this time of year.) There are sales in almost every online boutique, but it won't last for long - so hurry!


Final Thought

Now you know how to save your money this Christmas, have fun, surround yourself with the people you love and eat lots! (Make the most of it before you have to get in shape for the Summer holidays again!)

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